Refinishing your residential attic can enhance its utility, potentially requiring changes to your home insurance policy. Consider the following guidelines and update your current policy as needed.
Assessing Use Value
Consider the intended use of the attic. Whether you plan to convert it into a bedroom, game room, office, or simply storage space, the type of insurance needed to protect its contents will depend on this.
Insurance designed to protect the attic’s contents can provide coverage against inclement weather and criminal activities. You can decide which possessions to include in your home insurance policy.
Considering Building Materials
Examine the building materials used to refinish the attic. A refinishing project can significantly increase the space’s value.
If you’ve invested heavily in the refinishing project, you may want to enhance your home insurance policy. The policy can cover insulation, windows, floor coverings, paint, trim, and other materials used in the upgrade.
If an uncontrollable event damages any of the covered materials, your insurance coverage may cover the cost of repair or replacement.
Contact an Insurance Agent in Gahanna, OH
Once you’ve evaluated possible insurance upgrades, please connect with one of our agents. To update your insurance policy, contact a representative from the Schneider Insurance Agency. An agent will assess the upgrades you’ve implemented and offer suitable guidance.
