Does your business plan include a list of mobile services? If so, your business may require a custom insurance policy that provides adequate coverage for both ‘in-house’ and remote services.
Understanding Mobile Services
Mobile services can expand your business offerings and increase sales. However, they also carry risks. The person responsible for rendering the services will likely need to drive to the client’s location.
Using equipment outside your business premises increases the risk of an accident. Mobile services can contribute to bodily injury and property damage, potentially leading to lawsuits. Adequate insurance coverage will protect your business. If you ever need to file an insurance claim, you won’t face high out-of-pocket costs. The commercial insurance you have for your mobile services may reimburse you for many of the costs resulting from an accident or criminal activity.
Commercial Insurance Considerations
Review your existing business plan. Analyze the mobile services that you and your employees offer. Consider the risks involved with rendering each service.
If an employee is responsible for driving long distances, you might purchase more commercial liability coverage and personal possession coverage. If an employee handles dangerous materials, adding commercial liability insurance could be beneficial.
Contact an Insurance Agent in Gahanna, OH
An insurance agent can assist you in preparing a custom commercial insurance plan. We request that you meet with one of our representatives at Schneider Insurance Agency.
An insurance agent will review your business plan and recommend commercial insurance products that provide adequate protection when mobile services are rendered.
